Online shopping doesn’t have to drain your wallet at every checkout. BNPL apps like Billease give you a chance to buy the things you want without having to break the bank.

The app also features a cash loan calculator that computes your monthly payments. Simply tap Stores in the dashboard, choose a store, and use the slider to set your preferred down payment.

Easy to apply

Getting a Billease loan is fast and easy. Open an account in less than five minutes, verify it, and you’re good to go. The Billease app also comes with a cash loan calculator, making it easier to compute your monthly payments.

You can pay your Billease installments through over-the-counter (OTC) outlets like Cebuana Lhuillier, M Lhuillier, Palawan Express, USSC, and ECPay. You can check the outlet’s list in the app and choose your preferred one. Upon payment, you will be given a payment code that you must save or take a screenshot of. You must present this to the Billease agent together with your valid ID to complete your transaction. The transaction fee is P25 for Cebuana, M, and ECPay, while USSC charges P1.5% of the total installment amount.

You can also pay through online bank transfer and e-wallets like GCash, InstaPay, and PESONet. The Billease app has a dedicated page for this payment method, which is accessible by clicking Pay Now in the app. To pay through online banking, you must log in to your Billease account and link it with your bank account. This method is instant and has a flat rate of P15 per transaction. Once your payment is booked, you can view the confirmation on the Billease app under Installments.

Easy to pay

Billease makes it easy for you to pay for your online shopping. Simply choose billease as your payment method in checkout and we’ll take care of the rest. You’ll only need to verify your bank account or e-wallet details once, online loan pilipinas through an OTP sent to your mobile phone. Then, all future payments will be deposited into your chosen disbursement account automatically. Repayments are also made simple with our weekly installment plans. Just make sure to settle your installments on time, as late payment may impact your credit score and may limit your access to future loans. Learn more about our loan terms and conditions here.

Easy to shop

Whether it’s online or at physical stores, shop with Billease and enjoy easy installment plans that fit your budget. Just choose “Pay with Billease” when you check out and your purchases will be automatically deducted from your pending billease balance. You’ll receive your refund within 24hrs if your order is returned or canceled. Billease also partners with Blueshift Energy to simplify access to solar power for Filipino households. Learn more at https://billease.com/solar/. FDFC is building disruptive and innovative products in retail credit for Asia.

Billease loan is the flagship product of FDFC, a financial technology company in Southeast Asia focused on building disruptive and innovative products in retail credit. With a team of 250+ people across five cities and two continents, they are working towards a fairer way for Filipino families to manage household expenses.

Unlike other Buy Now, Pay Later (BNPL) services in the Philippines, billease loan does not require a down payment and has flexible monthly interest rates from 2.42% to make it more accessible for households. It also has a dedicated financing option for solar energy that aims to simplify access to renewable power for families in need.

Opening an account on Billease takes less than five minutes and verification can be completed in just one tap. Once you’ve verified your identity, you can start shopping or unlocking new features of the app.

The app comes with a BNPL calculator that can help you compute your monthly payments before you apply for a loan. To use it, just select the store of your choice from the dashboard and then use the slider to set your desired loan amount and preferred down payment. From there, your monthly payments will be automatically computed for you.

Shop With Billease, Pay With ease

Your online shopping habits don’t have to drain your wallet with each checkout. With BNPL options like Billease Loans, you can make instant and impulsive purchases without the need to swipe your credit card at each checkout, as long as you are responsible enough to settle your payments on time.

Aside from being one of the Philippines’ first Buy Now, Pay Later (BNPL) services, Billease has also partnered with Blueshift Energy to expand its financing solutions to include solar power. This partnership introduces “Solar EasyPace,” a dedicated financing product that offers no down payment for consumers and affordable monthly interest rates.

You can use the Billease App to compute your BNPL installments using the built-in calculator. Simply tap Stores on your dashboard, then select the store of your choice and use the slider to set your desired loan amount. Your monthly installments will be automatically computed.

If you prefer to pay through online bank transfer or via e-wallet, just click Pay Now in your Billease App and choose the option you want. Just make sure that your payment details are correct and submit the proof of transaction within 1-2 banking days for it to be processed.

You can also choose to pay through QRPh, GCash, Maya, and ShopeePay, all available in the Billease app. This option has a flat fee of P10 per transaction, and payments are instantly booked. You can even link your online bank account so that the payment is done directly through Billease, with no need to send us proof of payment.